The all-in-one ledger for peer-to-peer lenders. Every repayment stacks up — and your returns climb.
Welcome back, there.
Pick up where you left off.
The action comes to you — Herald watches all six lending communities around the clock and pipes every request, repayment, and default into one Discord.
New requests, repayments, and warnings hit the wire the second they happen. No tab-checking, no refresh.
Shared records and shared playbooks — lenders compare notes, vet together, and compound each other's edge.
Defaulters get found, cases get joined, funds get recovered. The network hunts back — together.
The lenders who keep records are the lenders who keep winning. Here's the loop.
Pull a borrower's full repayment history in seconds. Lend to proven payers — pass on the rest.
Built-in calculators set terms that cover your downside. No more guessing the interest.
Every loan, due date, and repayment tracked automatically. Winners don't lose money to bad memory.
Serial defaulters don't stop — they spin up a fresh handle and move to the next community. Warden links the aliases behind one person, so the day they apply to you, their whole record is already on the table.
Track every loan, repayment, and due date — plus calculators, currency, notes & schedule. Free forever.
Explore Ledger →Look up any borrower's reputation across the lending communities before a single dollar moves.
Explore Signals →The gated registry of confirmed defaulters — names, aliases, and evidence, contributed by verified lenders.
How Warden works →"These are the tools I use every single day. The lookup has saved me from defaulters more times than I can count — and my whole book stays organized."
"The best lenders keep the best records. Vet hard, track everything, and the results follow — this is how you do it right."
Join the lenders tracking sharper and winning more. Free forever — start in under a minute.